Getting into an accident with an Uber or Lyft driver is different than other accidents. You may be wondering who you need to file a claim against and who can be held responsible for the accident. You may also be wondering if your insurance coverage will pay for it. There are several things that you will need to know about getting into a car accident with a ride share driver.
Who Can be Held Liable?
There are two things that you will have to be able to prove in order to get compensation. You have to be able to prove that the other person was at fault. You also have to be able to prove that you suffered damages. Additionally, you have to be able to prove that the other driver was negligent.
The defendant will be the Uber or Lyft driver. You will have to file a claim against the driver, and it is just like filing any other car accident claim. You may also be able to file a car accident claim against the Uber or Lyft company itself. However, because these companies are fairly new, it is harder to file a lawsuit against them.
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Whose Insurance Company Will Pay?
In most cases, the Uber’s insurance company will pay for the accident. However, if the Uber vehicle was not transporting a passenger at the time, then the uber driver’s personal auto insurance will have to pay for the accident. However, in some cases, the auto insurance may deny the claim. They may say that the person was on their way to pick up a passenger. If they do not pay for the accident, then your uninsured motorist coverage can pay for it.
What to Do if You Are Involved in an Accident with a Uber Driver
You will need to follow the same protocol that you would follow if you got into any other driver. You will need to make sure that no one has been hurt. You will also need to gather photo evidence. If there are other people who witnessed the accident, then you will need to get their information.
You will need to get a copy of the police report and contact your insurance agent. Furthermore, you will need to get legal help. You can contact BANA LAW if you are in need of a car accident attorney. You will be able to get compensation if you have been hurt in an accident.
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