Today, people heavily rely on ridesharing services like Uber and Lyft for their daily commute, night outs, and even long-distance travel. While these services offer great convenience, their increasing popularity also brings the risk of accidents involving these vehicles. According to a study by the University of Chicago and Rice University, the introduction of ridesharing services has contributed to a 2-3 percent increase in fatal car accidents in the United States.
If you have been involved in a rideshare accident in Fresno and believe negligence played a role in causing your injuries and losses, you may have a valid claim for compensation. The legal team at Banafshe Law Firm, PC has helped many personal injury clients reclaim their lives after devastating injuries from accidents. Call us today, and a Fresno Uber/Lyft accident attorney will analyze your case and advise you on the best steps to take moving forward.
Our personal injury team understands the unique issues that come with rideshare accident claims. We are, therefore, dedicated to helping accident victims in Fresno recover the compensation for their sufferings and losses. Here’s why we are the right choice for your case:
Our legal team is committed to learning more about your Fresno rideshare accident and helping you take the necessary steps toward financial recovery. Reach out to us today to discuss your case with an Uber/Lyft accident attorney in Fresno.
Rideshare drivers operate personal vehicles, which means they are considered independent contractors. California filed a lawsuit against Lyft and Uber in 2020, seeking to have ridesharing drivers considered employees, but the court upheld their status as independent contractors.
However, the driver’s liability insurance coverage may be unable to compensate accident victims fully. Uber and Lyft provide additional insurance coverage, depending on the status of the driver’s app at the time of the accident. When filing a claim, insurers consider the app status at the time of the incident to pay for the damages.
When a rideshare driver has an active passenger in the vehicle, the rideshare company provides $1 million in third-party liability coverage. This coverage applies to passengers, pedestrians, and other motorists injured due to the rideshare driver’s negligence.
Additionally, the policy includes uninsured/underinsured motorist coverage, which can protect passengers if the other driver is at fault yet they have insufficient insurance. This level of coverage ensures that victims of rideshare accidents can receive compensation for the losses resulting from the accident.
If the driver rideshare app is on and actively looking for a passenger but has not yet picked anyone up, the insurance coverage is lower than when transporting a passenger. In this stage, the coverage includes:
While this insurance provides some protection, insurers may fight to avoid or reduce liability, especially if the crash involved extensive injuries and losses. If you are in such a situation, don’t hesitate to seek legal assistance from our firm for assistance in pursuing full compensation.
If a rideshare driver is not actively using the Uber or Lyft app when an accident occurs, the rideshare company’s insurance does not apply. Instead, the driver’s personal auto insurance policy is responsible for covering damages.
Unfortunately, many personal auto insurance policies have limited coverage and may leave accident victims with little recourse. This is where underinsured/uninsured coverage comes in handy. It is in your best interests to work with a ridesharing accident attorney to help you explore alternative legal options.
In California, accident claims are governed by specific procedural laws that help retain your right to compensation. Therefore, the steps you take following an Uber/Lyft accident in Fresno are key to your outcome. Here are some insights from a Fresno Uber/Lyft accident attorney:
It can be difficult to figure out the appropriate actions to take immediately following an Uber/Lyft accident due to the effects of shock and injuries. Work with a lawyer who will advise you on what to do to ensure you retain your right to a fair recovery.
Rideshare accident claims are unique from standard car accident claims due to the involvement of rideshare companies and their varying insurance policies. These ins and outs make it challenging for you to manage the claim process alone. At Banafshe Law Firm, PC, we have helped thousands of clients secure the financial recovery they need to rebuild their lives after a devastating crash.
If you have suffered injuries in a rideshare accident, a Fresno Uber/Lyft accident attorney is ready to evaluate your case and pursue the necessary insurance policies for compensation. Contact us online or call (855) 997-6599 for a free case evaluation.