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Today, people heavily rely on ridesharing services like Uber and Lyft for their daily commute, night outs, and even long-distance travel. While these services offer great convenience, their increasing popularity also brings the risk of accidents involving these vehicles. According to a study by the University of Chicago and Rice University, the introduction of ridesharing services has contributed to a 2-3 percent increase in fatal car accidents in the United States.

If you have been involved in a rideshare accident in Fresno and believe negligence played a role in causing your injuries and losses, you may have a valid claim for compensation. The legal team at Banafshe Law Firm, PC has helped many personal injury clients reclaim their lives after devastating injuries from accidents. Call us today, and a Fresno Uber/Lyft accident attorney will analyze your case and advise you on the best steps to take moving forward.

Why Choose a Fresno Rideshare Accident Attorney from Banafshe Law Firm, PC?

Our personal injury team understands the unique issues that come with rideshare accident claims. We are, therefore, dedicated to helping accident victims in Fresno recover the compensation for their sufferings and losses. Here’s why we are the right choice for your case:

  • We work on a contingency fee basis. If you are concerned about the legal fees for managing your claim, you don’t have to worry. You only pay when we win your case.
  • We have over two decades of experience. With more than 20 years of experience handling personal injury cases, we know what it takes to pursue a settlement that reflects the scope of your suffering.
  • Proven track record of success. Our win record involves millions of dollars in settlements and verdicts won for accident victims, building a strong reputation for being results-oriented.
  • Client-centered legal strategies. We take the time to develop personalized legal strategies according to the specific facts of your rideshare accident.

Our legal team is committed to learning more about your Fresno rideshare accident and helping you take the necessary steps toward financial recovery. Reach out to us today to discuss your case with an Uber/Lyft accident attorney in Fresno.

Insurance Requirements for Fresno Rideshare Drivers

Rideshare drivers operate personal vehicles, which means they are considered independent contractors. California filed a lawsuit against Lyft and Uber in 2020, seeking to have ridesharing drivers considered employees, but the court upheld their status as independent contractors.

However, the driver’s liability insurance coverage may be unable to compensate accident victims fully. Uber and Lyft provide additional insurance coverage, depending on the status of the driver’s app at the time of the accident. When filing a claim, insurers consider the app status at the time of the incident to pay for the damages.

The Driver Is Transporting a Passenger

When a rideshare driver has an active passenger in the vehicle, the rideshare company provides $1 million in third-party liability coverage. This coverage applies to passengers, pedestrians, and other motorists injured due to the rideshare driver’s negligence.

Additionally, the policy includes uninsured/underinsured motorist coverage, which can protect passengers if the other driver is at fault yet they have insufficient insurance. This level of coverage ensures that victims of rideshare accidents can receive compensation for the losses resulting from the accident.

The Driver Is Seeking a Passenger

If the driver rideshare app is on and actively looking for a passenger but has not yet picked anyone up, the insurance coverage is lower than when transporting a passenger. In this stage, the coverage includes:

  • $50,000 per person for bodily injuries
  • $100,000 per accident for bodily injuries
  • $25,000 per incident for property damage

While this insurance provides some protection, insurers may fight to avoid or reduce liability, especially if the crash involved extensive injuries and losses. If you are in such a situation, don’t hesitate to seek legal assistance from our firm for assistance in pursuing full compensation.

Mobile Rideshare App Is Off

If a rideshare driver is not actively using the Uber or Lyft app when an accident occurs, the rideshare company’s insurance does not apply. Instead, the driver’s personal auto insurance policy is responsible for covering damages.

Unfortunately, many personal auto insurance policies have limited coverage and may leave accident victims with little recourse. This is where underinsured/uninsured coverage comes in handy. It is in your best interests to work with a ridesharing accident attorney to help you explore alternative legal options.

What to Do After a Ridesharing Accident

In California, accident claims are governed by specific procedural laws that help retain your right to compensation. Therefore, the steps you take following an Uber/Lyft accident in Fresno are key to your outcome. Here are some insights from a Fresno Uber/Lyft accident attorney:

  • Reporting the accident. Always report the accident to law enforcement and ensure an official report is filed. This report becomes your first official evidence when pursuing a claim. Additionally, notify the rideshare company through their app or customer support to document the incident.
  • Seek medical attention. Regardless of what you may feel after the crash, be sure to seek medical attention as soon as possible. Although you may not feel injured, you could have sustained some injuries which are not immediately observable. A medical evaluation helps establish a link between the crash and the resulting suffering, strengthening your claim.
  • Document the accident. Gather as much evidence as possible. Take photographic evidence of the accident scene, vehicle damages, and any observable injuries. Collect contact details from witnesses and obtain the rideshare driver’s details.
  • Consider contacting an attorney. Rideshare accident claims are challenging to handle without the help of a lawyer. The mere involvement of several parties acting in their best interests makes having an attorney worthwhile. Your legal advocate will fight for your interests and rights and fight for a fair outcome.

It can be difficult to figure out the appropriate actions to take immediately following an Uber/Lyft accident due to the effects of shock and injuries. Work with a lawyer who will advise you on what to do to ensure you retain your right to a fair recovery.

We Can Help You Pursue Compensation After a Ridesharing Accident in Fresno, CA

Rideshare accident claims are unique from standard car accident claims due to the involvement of rideshare companies and their varying insurance policies. These ins and outs make it challenging for you to manage the claim process alone. At Banafshe Law Firm, PC, we have helped thousands of clients secure the financial recovery they need to rebuild their lives after a devastating crash.

If you have suffered injuries in a rideshare accident, a Fresno Uber/Lyft accident attorney is ready to evaluate your case and pursue the necessary insurance policies for compensation. Contact us online or call (855) 997-6599 for a free case evaluation.