Uninsured and Underinsured Drivers
Being involved in an automobile accident is frustrating and tiresome in even the best circumstances. However, when you find out the party responsible for causing your accident is either uninsured or underinsured, you are faced with a whole new set of complications. It is common to have many questions, such as: How does the at-fault driver not having insurance or being uninsured affect me receiving the compensation I am owed? What other options do I have to recover the damages I am due? At Banafshe Law Firm, PC, our Los Angeles uninsured and underinsured accident attorneys are well-versed in addressing these types of concerns and helping our clients receive the money they are owed. If you have been involved in an accident with an uninsured or underinsured at fault party, have one of our attorneys review your insurance policy during your free consultation. During this consultation an auto accident attorney at Banafshe Law Firm, PC may also be able to locate another responsible party that has insurance.
In order to recover the damages you are owed in cases where the at-fault driver is either uninsured or underinsured, you must look at several different options.
Your Own Automobile Insurance Policy: Many insured automobile drivers in California aren’t aware that their own insurance policy contains provisions to cover accidents caused by uninsured and underinsured motorists. If your policy contains uninsured motorist (UM) coverage or underinsured (UIM) coverage, you can pursue compensation from your own automobile insurance carrier. There is also a possibility you can recover medical expenses and the income you lost due to the accident through your own medical payment coverage (Med Pay) or personal injury protection (PIP) coverage.
File a Lawsuit: In order to recover the monies you are owed, you may be able to file a lawsuit against the uninsured or underinsured driver. During the lawsuit we may be able to find other responsible parties such as a employers, agents, a governmental entity, registered owners, household members, rideshare companies such as Uber and Lyft, or delivery companies. Since our representation includes a no fee unless we win guarantee, our clients have no out of pocket risk as a result of filing a lawsuit to locate other insurance or responsible parties.
Hire a knowledgeable car accident attorney: If you’ve been injured in an accident by a driver that’s uninsured or underinsured, it is imperative that you retain an auto accident attorney who is knowledgeable in California accident laws and is skilled at finding ways for you to recover the money you are owed. Discovering potential sources of recovery can take time, resourcefulness, and persistence. At Banafshe Law Firm, PC, our skilled Los Angeles uninsured and underinsured accident attorneys are eager to put in the research and time necessary to ensure you receive what you are owed. Their vast knowledge of the laws and rules applicable in these kinds of cases has enabled them to develop strategies that result in successful outcomes for our clients.
Our firm is skilled at handling every step of the process for you and you aren’t obligated to pay anything unless our representation results in your receiving the monetary compensation you are owed. We also advance all case costs. Contact us at 310-273-7300 or on our contact page for a free consultation. We are available 24 hours a day, seven days a week, and se habla espanol.