Uninsured Motorist Accident Lawyer

Practice Areas Car Accidents Uninsured Motorist Accident Lawyer

Have you been hurt in a car accident caused by a driver with no insurance? It’s frustrating and scary—medical bills pile up, your car’s damaged, and you’re left wondering how to pay for it all. In California, uninsured motorist accidents happen too often, but you don’t have to face them alone.

At Banafshe Law Firm, we’re experienced lawyers who help people like you get the money you deserve. We’ve won big cases, like $4.5 million for an auto accident, and we’re ready to fight for you. Here's how we can help, what California law says about uninsured drivers, and why you should call us today for a free consultation. Let’s get you back on track.

What is an Uninsured Motorist Accident?

An uninsured motorist accident is when a driver without car insurance hits you. They might not have insurance because they can’t afford it, forgot to renew it, or just don’t follow the rules. Either way, it leaves you stuck with bills for doctor visits, car repairs, or missing work. You might think, “How can I get help if they can’t pay?” That’s where Banafshe Law Firm steps in.

California law says your insurance can help cover these accidents if you have uninsured motorist coverage (California Insurance Code § 11580.2). This coverage pays for your injuries or damages when the other driver has no insurance. However, insurance companies sometimes make it hard to get the full amount you deserve. Our lawyers, like P. Ryan Banafshe and Katherine M. Shrager, know how to deal with them and make sure you’re treated fairly.

How Banafshe Law Firm Helps You After an Uninsured Motorist Accident in California

At Banafshe Law Firm, we make things easy for you after an uninsured motorist accident. Here’s how we help:

• Free Consultation: Call us to talk for free. We listen to what happened and explain your options at no cost to you.
• We Investigate: We gather proof, like police reports, witness statements, and your insurance policy, to build a strong case for damages.
• We Fight Insurance Companies: If your insurance tries to pay you less than you deserve, we negotiate hard to get you more. We’ve won cases like $6.25 million for a truck accident, so we know how to win.
• We Handle the Law: California has strict rules for uninsured motorist claims. For example, you need to act within one year by suing the driver, agreeing with your insurer, or starting arbitration. We make sure you follow these rules so you don’t lose your claim.
• No Fees Unless We Win: You don’t pay us unless we get you money—that’s our No Fees Unless We Win Guarantee. We also cover costs like hiring experts, so you don’t worry about money upfront.

We help people all over California from our offices in Los Angeles (1875 Century Park East Suite 1500, Los Angeles, CA 90067) and Fresno (855 M Street Suite 950, Fresno, CA 93721). If you can’t come to us, we’ll come to you—home, hospital, or anywhere you’re comfortable.

California Laws on Uninsured Motorist Accidents

California has laws to protect you after an uninsured motorist accident, but they can be tricky. Here’s what you need to know:

• Uninsured Motorist Coverage: If you have this coverage, your insurance pays for injuries or damages caused by an uninsured driver. It’s required to be offered by all car insurers in California (California Insurance Code § 11580.2). We check your policy to make sure you get every penny you’re owed.
• Time Limits: You have one year from the accident to either sue the uninsured driver, agree with your insurer, or start arbitration. If you miss this deadline, you could lose your claim (cases like Juarez v. 21st Century Ins. Co., 105 Cal. App. 4th 371). We keep track of these deadlines for you.
• Hit-and-Run Rules: If the driver flees and you don’t know who they are, you must report the accident to police within 24 hours and file a sworn statement with your insurer within 30 days. You also need proof the other vehicle hit you (California Insurance Code § 11580.2; Boyd v. Interinsurance Exchange, 136 Cal. App. 3d 761). We help you follow these steps correctly.
• Settlements: If you settle with the uninsured driver without your insurer’s okay, you might lose your coverage (case Hartford Fire Ins. Co. v. Macri, 4 Cal. 4th 318). We guide you to avoid mistakes like this.

Our lawyers know these laws inside out. We use them to build your case, whether it’s negotiating with your insurer or going to arbitration. You focus on healing—we handle the rest.

Why Choose Banafshe Law Firm?

There are lots of lawyers out there, but Banafshe Law Firm stands out. Here’s why:

• Experience You Can Trust: We’ve helped thousands of people in California with accident cases, winning big—like $23.7 million for a motorcycle accident. We know uninsured motorist claims and how to win them.
• We Care About You: We treat you like family, listening to your story and answering your questions. Our clients say, “Banafshe Law Firm fought for me and made me feel heard.”
• We Speak Spanish: If you or your family speak Spanish, we’re here to help—Hablamos Español!
• Available 24/7: Accidents don’t wait, and neither do we. Call us anytime, day or night.
• Proven Results: We’ve won millions for our clients, including $5.25 million for a wrongful death case. Your case matters, and we’ll fight to get you the maximum.

We’re your partners in getting justice. Whether you’re dealing with a hit-and-run or a clear uninsured driver case, we’re ready to help.

What to Do After an Uninsured Motorist Accident in California

If you’re in an accident with an uninsured driver in California, act fast to protect your rights:

• Stay Safe: Move your car to the side if you can and check for injuries.
• Call 911: Get police to make a report, especially for hit-and-runs (report within 24 hours).
• Take Pictures: Snap photos of the accident scene, your car, and any injuries.
• Get Witness Info: Ask people who saw it for their names and numbers.
• Notify Your Insurer: Tell your insurance company about the accident right away.
• Call Banafshe Law Firm: Reach out to us for a free consultation to start your claim.

Don’t wait—the one-year deadline sneaks up fast. We’ll guide you every step to make sure you don’t miss out.

Don’t Let an Uninsured Driver Ruin Your Life

An uninsured motorist accident can feel like a dead end, but it’s not. With Banafshe Law Firm, you have a team ready to fight for your future. We’ll deal with the insurance headaches, follow California’s laws, and get you money for medical bills, car repairs, or pain and suffering. Our No Fees Unless We Win Guarantee means you risk nothing by calling us.

Don’t let an uninsured driver leave you stuck. Contact Banafshe Law Firm by calling 855-917-0735 or contacting us online today. We’re here 24/7, ready to help in Los Angeles, Fresno, or anywhere in California. Let us get you the justice you deserve.